Insure
Discounted Insurance Rates
Others’ Rates
$10.03
$7.48
$6.61
$12.10
$10.66
$13.56
$4.91
$24.61
AGC-SIF Rate
$8.36
$4.33
$4.10
$6.58
$6.39
$8.86
$2.11
$9.87
Class Description
5022 Masonry
5183 Plumbing
5190 Electrical
5437 Cabinets or Trim
5445 Drywall
5474 Painting
5606 Superintendent
5645 Carpentry

• PPO coverages
• Prescription cards
• Low co-payments for physician office visits
• $5,000,000 maximum lifetime benefits
• Lower costs by pooling association members
• Nationwide network

“Aside from marketing our health insurance program, the staff at Winston & Company does a wonderful job in servicing our members’ accounts. That service to our members makes me, as an Association Executive Officer, feel comfortable that their needs are being met. It is for these reasons that we hope the Home Builders Association of Kentucky and Winston & Company will be working together for twenty more years and beyond.”
Bob Weiss, Executive Vice President
Home Builders Association of Kentucky
For more information about Winston & Company programs, contact one of our member agents

Taking an employer with three carpenters that earn $15 an hour, your savings would be $14,799.70! Health, Life, and Disability Insurance. The Madison County Home Builders Association is proud to endorse Anthem Blue Cross plans and United Healthcare plans marketed exclusively by Winston & Company.

These plans offer several options:

Workers Compensation Insurance
Members of the Madsion County Home Builders Association have the ability to join the Associated General Contractors – Self Insurers Fund (AGC-SIF), which provides the lowest published rates in the state of Kentucky. Just how much will you save? Contact one of our Insurance Providers today for more information. The HBA is a sponsoring association for the Kentucky Associated General Contractors Self Insurer’s Fund. The Kentucky AGC-SIF has been serving the construction industry for over 26 years, with over 4,900 members, $42.1 million in dividends paid in the past ten years and the distinction of securing and maintaining an ‘A.M.’ Best rating of “A-”.

Here is a sampling of our association workers compensation rates and a comparison to another popular Workers Comp. published rates.

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